Welcome to my page and I thank you for reaching out to me.  My goal is to be a resource for my clients, their children, professional resources, and those who want to improve the quality of life for their clients.  Ask me how I can help you access your "stranded" equity in your home.

Communities served:

Sioux Falls, Rapid City, Spearfish, Sturgis, Hot Springs, Custer, Pierre, Mitchell, Madison, Huron, Aberdeen, Brookings, Watertown, Yankton, and Brandon, South Dakota

Marshall, Pipestone, Rochester, Worthington, Mankato, Albert Lea, Willmar, St. Paul, and Roseville, Minnesota

Sioux City, Sioux Center, Orange City, Spencer, Okoboji, Des Moines, Spirit Lake, and Council Bluffs, Iowa

I also work with clients in my licensed states of South Dakota, North Dakota,  Iowa, Minnesota, Nebraska, Arkansas, Tennessee, Florida, Kansas, Wyoming and Texas.

Please call me at 605-941-7029 to find out how a reverse mortgage can benefit you or if you would like a reverse mortgage quote.

Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

Property Tax
Homeowners Ins.
Flood Insurance
Your Age

HECM For Purchase Exceptions to Remember

March 22, 2018

A Home Equity Conversion Mortgage (HECM), or reverse mortgage, allows homeowners age 62 and older to tap into their home’s equity. The funds can be used to supplement retirement income, travel or for any number of other purposes while allowing the homeowners to remain in the home as long as they like.

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Planning a Spring Flower Garden? Here’s What to Plant

March 19, 2018

Spring is here! Frogs are croaking, birds are singing and flowers are blooming. Whether you’re getting

ready to sell your home or just want to add some beauty as an investment in your home (and equity), this guide will help you get started.

Plant Hardiness Zones

Before you plant anything,

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Reverse Mortgage


FHA Loans
203k Loans
Veterans VA Loan


Loan Originator
Office Manager
Lending Operations

Reverse Mortgage

Stability and success are important at every stage in your life. For those exploring the benefits of reverse mortgages, we understand that your families and your security are paramount. We provide quality, dependable customer care you can trust.

Buying a home

Open Mortgage also offers HECM for Purchase (H4P), which lets seniors 62 and older combine two financial transactions — a down payment with a reverse mortgage loan — to purchase a new home.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.


We Are Open Mortgage

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