Welcome  

Welcome to my page and I thank you for reaching out to me.  My goal is to be a resource for my clients, their children, professional resources, and those who want to improve the quality of life for their clients.  Ask me how I can help you access your "stranded" equity in your home.

Communities served:

Sioux Falls, Rapid City, Spearfish, Sturgis, Hot Springs, Custer, Pierre, Mitchell, Madison, Huron, Aberdeen, Brookings, Watertown, Yankton, and Brandon, South Dakota

Marshall, Pipestone, Rochester, Worthington, Mankato, Albert Lea, Willmar, St. Paul, and Roseville, Minnesota

Sioux City, Sioux Center, Orange City, Spencer, Okoboji, Des Moines, Spirit Lake, and Council Bluffs, Iowa

I also work with clients in my licensed states of South Dakota, North Dakota,  Iowa, Minnesota, Nebraska, Arkansas, Tennessee, Florida, Kansas, Wyoming and Texas.

Please call me at 605-941-7029 to find out how a reverse mortgage can benefit you or if you would like a reverse mortgage quote.

Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

Property Tax
Homeowners Ins.
Flood Insurance
Your Age

Keep Learning: 5 Ways A HECM Can Help

October 18, 2018

Continuous learning can keep your mind sharp as you age and can play a fundamental role in making the most of your retirement. However, retirement savings can limit your ability to be a lifelong learner. One option to free up some cash and secure your financial stability is a reverse mortgage or Home Equity Conversion Mortgage (HECM).

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No/Low-Maintenance Ways to Keep Your Yard Looking Great In the Winter

October 11, 2018

Whether you’re putting a house on the market soon or just want your yard to look great in the fall and winter, there are lots of good options for introducing new plant life this time of year. The key is to introduce texture and color to keep the yard looking healthy and vibrant,

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Customers

Buying
Refinancing
Reverse Mortgage

Products

FHA Loans
203k Loans
Veterans VA Loan

Professionals

Loan Originator
Office Manager
Lending Operations

Reverse Mortgage

Stability and success are important at every stage in your life. For those exploring the benefits of reverse mortgages, we understand that your families and your security are paramount. We provide quality, dependable customer care you can trust.

Buying a home

Open Mortgage also offers HECM for Purchase (H4P), which lets seniors 62 and older combine two financial transactions — a down payment with a reverse mortgage loan — to purchase a new home.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.

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