Welcome  

Welcome to my page and I thank you for reaching out to me.  My goal is to be a resource for my clients, their children, professional resources, and those who want to improve the quality of life for their clients.  Ask me how I can help you access your "stranded" equity in your home.


Communities served:

Sioux Falls, Rapid City, Spearfish, Sturgis, Hot Springs, Custer, Pierre, Mitchell, Madison, Huron, Aberdeen, Brookings, Watertown, Yankton, and Brandon, South Dakota

Marshall, Pipestone, Rochester, Worthington, Mankato, Albert Lea, Willmar, St. Paul, and Roseville, Minnesota

Sioux City, Sioux Center, Orange City, Spencer, Okoboji, Des Moines, Spirit Lake, and Council Bluffs, Iowa


I also work with clients in my licensed states of South Dakota, North Dakota,  Iowa, Minnesota, Nebraska, Arkansas, Tennessee, Florida, Kansas, Wyoming and Texas.


Please call me at 605-941-7029 to find out how a reverse mortgage can benefit you or if you would like a reverse mortgage quote.

Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

Property Tax
Homeowners Ins.
Flood Insurance
Your Age

Choosing Home Insurance Coverage You Can Count On

April 23, 2018

A house is likely the largest and most important purchase most of us will ever make. Considering how much time effort and money is invested into buying the perfect home, deciding how to protect it is a critical decision.

The Basics

All mortgage lenders require buyers to maintain a standard home insurance policy.

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Downsizing vs. HECM: Which Is Right For You?

April 19, 2018

Senior homeowners face many decisions as they near retirement and begin planning for the future. While a secure income stream may be awaiting some, the reality for many will be crucial conversations about meeting financial goals and maintaining a lifestyle they can enjoy.

These discussions will likely begin with a fundamental question: Where will you live when you retire?

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Customers

Buying
Refinancing
Reverse Mortgage

Products

FHA Loans
203k Loans
Veterans VA Loan

Professionals

Loan Originator
Office Manager
Lending Operations

Reverse Mortgage

Stability and success are important at every stage in your life. For those exploring the benefits of reverse mortgages, we understand that your families and your security are paramount. We provide quality, dependable customer care you can trust.

Buying a home

Open Mortgage also offers HECM for Purchase (H4P), which lets seniors 62 and older combine two financial transactions — a down payment with a reverse mortgage loan — to purchase a new home.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.

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